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对外贸易经济合作部 国家工商局


对外经济贸易部、国家工商行政管理局关于承包经营中外合资经营企业的规定(附英文)

1990年9月13日，对外经济贸易部、国家工商局

为了促进中外合资经营企业（以下简称“合营企业”）的正常发展，现对承包经营合营企业做如下规定：
一、承包经营的定义
本规定内所述承包经营是指合营企业与承包者通过订立承包经营合同，将合营企业的全部或部分经营管理权在一定期限内交给承包者，由承包者对合营企业进行经营管理。承包经营只是解决部分合营企业经营管理不善、严重亏损的补充措施。在承包经营期内，由承包者承担经营风险并获取部分合营企业的收益。
二、合营企业实行承包经营的条件
合营企业必须符合下列全部条件方可实行承包经营：
1、合营企业应是属于国家鼓励或允许的行业的项目。但属于国家重点项目，特别是能源和交通项目，不得实行承包经营。
2、中外合营者已经按合营合同如期如数出资并经过验资，确因经营管理不善而难以维持的合营企业。
三、承包者的资格
承包者应具备以下资格：
1、具备法人资格并已有3年以上经营活动的中国或外国的公司、企业；
2、与实行承包经营的合营企业属同类行业，并能提出切实解决该企业严重亏损及正常发展的具体方案；
3、能够向合营企业提供足够数额的风险抵押金或风险保证金保函。
四、承包经营的基本要求
1、承包经营可以采取公开招标方式确定承包者（即，董事会根据事先拟定的条件由合营企业公开招标）；也可以根据董事会决议由合营企业直接与承包者（可以是合营一方，也可以是第三方）签订承包经营协议。
2、承包经营不得改变合营企业的法人地位、名称和经营范围。
3、承包者是合营企业财产的经营管理者，应严格执行承包经营合同，接受合营企业董事会的监督。承包者对合营企业的财产无权行使任何形式的处置权，如，转让、变卖、转移、抵押、出租、赠送等。承包者应定期据实向合营企业董事会报送企业的财务报表。
4、承包经营期限一般为1至3年，最长不得超过5年。承包者应保证，承包经营期满时，合营企业能够扭亏为盈或经营状况有明显改善。
5、承包经营只能对合营企业的税后利润实行承包。承包双方应根据设立合营企业时的可行性报告中的有关指标及市场的实际情况确定承包期间的年利润基数。
6、承包经营期内，承包者须于每年第一季度内向合营企业提交承包经营风险保证金保函或风险抵押金。抵押金不得再另设担保，不得以合营者的出资作抵押。风险保证金、保函须以银行不可撤销、合营企业可以单方提款的形式提供。无论以哪种形式，其数额均不得低于当年承包利润总额的50％。
7、承包经营期间，承包者若以合营企业的名义贷款，须经董事会同意。承包经营期间，合营企业的负债余额不得超过当年承包利润的总额。
8、承包经营期间，合营企业仍应执行国家各项法律、法规和财务会计制度。
承包者所得承包收入应依法缴纳所得税。
承包经营的财务、会计、税务按财政税务部门的有关规定办理。
9、连续两年未按合同规定完成承包利润额的，除按合同规定，每年度结束后，合营企业收缴承包者的风险抵押金或按银行保函提取风险保证金，或按承包合同规定的赔偿额赔偿合营企业外，原审批机关可撤销对承包合同的批准，承包合同失效，承包关系自行解除，工商行政管理机关收缴承包经营登记证件，并办理合营企业的相应变更登记。
解除承包经营合同后，合营企业仍无法扭转严重亏损的，应依法律和合营合同的规定解散合营企业。
10、承包经营开始前，承包经营期内中止以及承包期满时，合营企业应进行清产核资，做好移交工作。清产核资应有中国注册会计师的验证方为有效。
五、承包合同
1、承包经营合营企业，必须由合营企业与承包者签订承包经营合同。不允许合营企业投资各方之间签订承包利润的合同。
2、承包合同应依照中国的有关法律订立，并应符合原合营企业合同的宗旨和原则，不得修改合营企业合同中与承包经营无关的条款。
3、承包经营合同中必须包括载有承包经营期限，承包者的权利和权限、义务和责任，承包经营的方式和内容，承包经营收益的分配方式，承包经营风险保证金、保函或风险抵押金，违约罚则，承包经营合同争议的解决方式，对承包经营前合营企业的亏损和／或债务的责任，清产核资的原则和移交程序、计价办法，承包的生产指标和利润额，技术更新指标，企业债务安全线，承包后对合营企业原有人员的安排、劳动管理、工资、福利、保险，以及在承包经营期内因执行承包合同而同其他公司、企业、个人等引起的纠纷由谁负责处理和承担责任等内容。
4、承包期间，承包者严重违反合同的，合营企业的董事会有权解除合同并要求承包者给以相应的经济补偿。
5、承包经营合同及其变更、延期、中止、终止均须经合营企业原审批机关批准。
六、承包经营的申请、审批与登记
1、申请承包经营，须由合营企业向原审批机关提出申请并报送下列文件：
（1）合营企业实行承包经营的申请报告；
（2）合营企业董事会关于实行承包经营的决议；
（3）经合营企业董事会批准的，由承包者提出的使企业扭亏为盈的具体措施的报告；
（4）承包者的合法开业证明、公司章程及最近3年的资产负债表；
（5）承包经营合同；
（6）原合营企业合同及可行性研究报告；
（7）主管部门、财政税务部门对该合营企业承包经营的意见；
（8）审批机关需要的其他有关文件。
2、审批机关自接到全部文件起30天内，根据本规定决定批准或者不批准。审批机关对承包经营合同中不合法或显属不公平之处，得要求限期修改，否则不予批准。
3、自审批机关发给合营企业批准承包经营的文件之日起30日内，持已交纳风险抵押金或风险保证金保函的证明到工商行政管理机关办理登记手续。30日内未办理工商登记手续，审批机关的批准自动失效。工商行政管理机关应自受理申请后30日内予以登记。
自工商行政管理机关签发登记证件之日起，计算承包经营期限。
承包经营的开业、变更、注销登记手续按工商行政管理机关的规定办理。
七、其他
1、现已实行承包经营的合资企业，应在本规定公布之日起90日内，补办承包经营的审批登记手续。已签订的承包经营合同，可参照本规定进行修订。逾期不补办审批登记手续的，审批机关和工商行政管理机关可联合责令合营企业和承包者停止承包经营合同，直至收缴合营企业执照，冻结承包者的利润，并由工商行政管理机关对合营企业和承包者予以处罚。
2、今后凡实行承包经营的合营企业及承包者隐瞒真实情况，不申请办理审批登记手续的，一经发现，审批机关和工商行政管理机关将依法对合营企业及承包者予以处罚。
3、中外合营企业委托外国企业经营管理的，仍执行国家工商行政管理局和对外经济贸易部于1988年6月11日发布的工商企字［1988］第98号《关于委托经营管理合营企业的外国（地区）企业审批登记问题的通知》。
4、中外合作经营企业的承包经营参照本规定办理。
5、本规定自公布之日起实施。

REGULATIONS FOR CONTRACTED OPERATION OF CHINESE-FOREIGN EQUITYJOINT VENTURES

(Promulgated on October 15, 1990)

Whole Doc.
The following regulations on contracted operation of Chinese-foreign
equity joint ventures (hereinafter referred to as joint ventures) are
aimed at guaranteeing the normal development of these enterprises.

Article 1 Definition of contracted operation
The contracted operation mentioned in these regulations is meant for
joint ventures which, by signing contracts, offer the whole or part of
their operational rights to contractors for a certain period of time while
those joint ventures are managed by the contractors. Such forms of
contracted operation are but supplementary measures to help those poorly
managed and loss-making joint ventures. During the contracting term, the
contractor takes on the risks of operation while gaining part of the joint
venture's profits.

Article 2 Requirements for contracted operation of joint ventures
A joint venture shall fulfill the following requirements to practice
contracted operation:
(1) That it is a project in an industry encouraged or permitted by
State policy. However, key state projects, those in energy or
communications in particular, shall not practice contracted operation.
(2) That the Chinese and foreign partners of the joint venture have
fully provided the investment required by contract and the payment has
been verified-but the joint venture is hardly likely to survive because of
poor management.

Article 3 Contractors' qualifications
A contractor must have the following qualifications:
(1) That it is a Chinese or foreign corporation or enterprise with
the qualification of a legal person, and has engaged in business operation
for at least 3 years;
(2) That is belongs to the same industry as the joint venture and can
work out a concrete plan to effectively help the business make up deficits
and return to normal development; and
(3) That it is able to provide adequate risk deposit and a
letter-of-guarantee for the risk-guaranty money.

Article 4 Basic requirements for contracted operation
(1) The contractor can be chosen through public bidding (i.e., the
joint venture conducts public bidding in accordance with the conditions
worked out by the board of directors); alternatively, the joint venture
can sign directly an agreement on contracted operation with the contractor
(either partner of the venture or a third party) in accordance with the
decision made by the board of directors.
(2) The legal-person status, name and business scope of the joint
venture shall not be changed because of contracted operation.
(3) As the operator and manager of the joint venture's property, the
contractor shall strictly carry out the contract and be under the
supervision of the venture's board of directors. The contractor has no
right to dispose of the joint venture's property, such as transfer,
selling off, removing, mortgaging, leasing or giving out as a present. The
contractor shall regularly submit factual financial reports to the joint
venture's board of directors.
(4) The contracting term is usually set at 1 to 3 years. The maximum
shall be no more than 5 years. The contractor shall see to it that the
joint venture becomes profitable or at least its performance is improved
remarkably when the contracting term expires.
(5) Contracting shall only cover the joint venture's after-tax
profits. Both parties to such contracts shall decide on the annual profit
during the contracting term base in accordance with relevant targets
defined in the feasibility study report worked out when the joint venture
was launched.
(6) During the contractual term the contractor shall, in the first
quarter of each year, submit to the joint venture risk guaranty money,
letter of guarantee or risk deposit. No securities shall be made for the
deposit, which shall not come from the investment by the joint venture's
partners. The risk guaranty money and the letter of guarantee shall be
irrevocable and unilaterally drawable to the joint venture. Whatever the
form the sum shall be not less than 50 percent of the contracted annual
profit.
(7) During the contracting term the contractor shall get approval
from the board of directors before applying for any loan in the name of
the joint venture. The debt of the joint venture during the contracting
term shall not exceed the total amount of the contracted profit for the
year.
(8) During the contracting term, the joint venture shall continue to
implement State laws, regulations and accounting rules.
In accordance with law, the contractor shall pay income tax on its
earnings from contracting.
The financial, accounting and tax affairs related to the contracted
operation shall be handled in accordance with relevant regulations adopted
by the financial and taxation departments.
(9) If the contractor fails, for two years in succession, to fulfill
contracted-profit obligations, besides the joint venture shall, at the end
of a fiscal year, take over the contractor's risk deposit or draw the risk
guaranty money according to the bank's letter of guarantee, or the
contractor shall pay for the loss according to contract, the examination
and approval authority may annual the approval. Consequently, the contract
shall cease to be in force, the contractual relationship shall
automatically be renounced, while the administration for industry and
commerce shall recall the certificate of registration for the contracted
operation and register the changed operational status of the joint
venture.
The joint venture shall be dissolved according to the law and the
joint venture contract if, after the contracted operation has ceased, the
venture still fails to change its loss-making situation.
(10) Before the contracted operation, and when the contracted
operation is terminated during the contracting term or when the
contracting term expires, the joint venture shall make an inventory of
property and capital and transfer management from one to another. The
inventory is valid only when it has been certified by accountants
registered in China.

Article 5 Contract on contracted operation
(1) To contract the operation of a joint venture, the contractor
shall sign a contract with the joint venture. Contracts on contracting
profit between partners of the venture are not permitted to sign.
(2) The contract shall be concluded in accordance with relevant
Chinese laws, in keeping with the purposes and principles of the original
contract of the joint venture and without changing the items of the
original contract that have nothing to do with the contracted operation.
(3) The contract shall include the contracting term, the rights and
restrictions on the rights, and duties and responsibilities of the
contractor, the form and content of the contracted operation, the
distribution pattern of income, risk guaranty money, letter of guarantee
and risk deposit, liability for breach of contract, ways to settle
disputes over contract, responsibilities on losses and/or debt owed by the
joint venture prior to the contracted operation, the principles of making
an inventory of property and capital and the transferring procedures as
well as the method of evaluating, production targets and profit, target
for technological upgrading, the debt safety line, the arrangements for
the workers of the joint venture, labour management, wages, welfare and
insurance, and the party which shall handle and be responsible for the
disputes with other corporations, enterprises and individuals in the
course of implementing the contract on contracted operation.
(4) If the contractor severely violates the contract during the
contracting term, the joint venture's board of directors has the right to
terminate the contract and demand corresponding compensation for loss from
the contractor.
(5) The revision, postponement, termination or expiration of the
contract shall be approved by the original authorities that approved the
joint venture.

Article 6 Application, examination and approval and registration of contracted operation
(1) The joint venture shall apply for contracted operation and submit
the following documents to the examination and approval authority:
((1)) An application on contracted operation of the joint venture;
((2)) The decision of the joint venture's board of directors on
contracted operation;
((3)) A report containing concrete measures to turn the joint venture
from loss-making to profitable, measures worked out by the contractor and
approved by the joint venture's board of directors:
((4)) The contractor's legal business license, articles of
association of the corporation, and a balance sheet covering the past 3
years operations;
((5)) The contract on contracted operation;
((6)) The original contract of the joint venture and report on
feasibility stu dies;
((7)) Opinions of the government department in charge and financial
and taxati on departments on contracted operation of the joint venture;
and
((8)) Other documents required by the examination and approval
authority.
(2) The examination and approval authority, within 30 days of
receiving all th e above-mentioned documents, shall decide to approve or
not approve the contracted operation in accordance with these regulations.
The authority shall, within a specified time, demand revision of illegal
or obviously unfair contents in the contract. Otherwise the application
shall not be approved.
(3) Within 30 days from the date when the examination and approval
authority issued documents of approval for the contracted operation, the
contractual parties shall, with the certificate on the delivery of risk
deposit or letter of guarantee and risk guaranty money, go through the
formalities of registration with the administration for industry and
commerce. The approval of the examination and approval authority shall
automatically cease to be effective if registration is not done in 30
days. The administration for industry and commerce shall handle
registration within 30 days of receiving the application.
The term of contracted operation begins from the date on which the
administration for industry and commerce issues registration documents.
The registration of the opening and alteration of contracted
operation and cancellation of registration shall be handled in accordance
with the regulations of the administration for industry and commerce.

Article 7 Supplementary rules
(1) Joint ventures which are already under contracted operation must,
within 90 days from the date these regulations are published,
retroactively go through procedures of the examination and approval and
registration for contractual operation. Contracts already concluded may be
revised by referring to these regulations. The joint ventures and
contractors who fail to retroact formalities within the time, may be
ordered jointly by the examination and approval authority and the
administration for industry and commerce to terminate their contract, and
even their business license of the joint venture may be taken over and the
contractor's profit may be frozen.
(2) The examination and approval authority and administration for
industry and commerce may penalize joint ventures and contractors who
conceal their contracted operations without applying for approval and
going through the registration formalities.
(3) The circular on the examination, approval and registration of
enterprises from foreign countries or regions entrusted to manage
Chinese-foreign joint ventures, published on July 11, 1988 by the State
Administration for Industry and Commerce and the Ministry of Foreign
Economic Relations and Trade is still valid for those joint ventures which
entrust foreign enterprises with management and administration.
(4) Contracted operators of Chinese-foreign contractual joint
ventures may refer to these regulations.
(5) These regulations goes into effect on the day of promulgation.



湖北省襄樊市人民政府


襄樊政发［2008]43号

襄樊市人民政府关于印发《襄樊市个人住房公积金贷款管理办法》的通知

各县（市）、区人民政府，各开发区管委会，市政府各部门：

现将《襄樊市个人住房公积金贷款管理办法》印发给你们，请认真遵照执行。









二〇〇八年八月二十一日








襄樊市个人住房公积金贷款管理办法

第一章总则

第一条为了充分发挥住房公积金在住房保障中的作用，完善住房供应体系，改善中低收入家庭居住条件，促进房地产市场发展，根据国务院《住房公积金管理条例》等有关法规、规章，制订本办法。

第二条本办法适用于本市所辖范围内职工个人购房申请住房公积金贷款的有关管理工作。

第三条住房公积金个人购房贷款为政策性个人住房贷款。

本办法所称的个人住房公积金购房贷款，是指襄樊住房公积金管理中心，以单位及职工个人依法缴存的住房公积金为来源，按照《住房公积金管理条例》和中国人民银行的有关规定,委托办理住房公积金金融业务的商业银行,为符合条件的借款人在购买自住普通住房时发放的专项委托贷款(以下简称住房公积金贷款)。

第四条住房公积金贷款实行向中低收入职工家庭倾斜的政策和缴存住房公积金权利与义务对等的原则。凡缴存住房公积金的职工，在购买自住住房时，均可以向襄樊住房公积金管理中心申请住房公积金贷款。

第五条申请住房公积金贷款应当提供担保。即借款人与襄樊住房公积金管理中心、受委托银行签定借款合同和担保合同后，方可办理住房公积金贷款。

第六条襄樊住房公积金管理中心负责受理、审查、批准借款人的借款申请，对符合条件的借款人依法办理贷款手续。各县（市、区）分支机构按襄樊住房公积金管理中心授权，承办住房公积金贷款相关业务。贷款结算等金融业务由受委托银行办理。

住房公积金贷款风险，由襄樊住房公积金管理中心承担。第二章贷款对象和条件

第七条凡按规定向襄樊住房公积金管理中心足额缴存住房公积金，具有完全民事行为能力的职工，均有资格成为住房公积金贷款申请人。

住房公积金贷款申请人应同时符合下列条件：

（一）具有城镇常住户口或者其他有效居留身份;

（二）正常缴存住房公积金满一年以上,且住房公积金账户余额应达到襄樊住房公积金管理中心规定的额度;

（三）购买自住普通住房且能提供符合法律规定的购房合同或协议；

（四）已付首期房款额占所购住房总价的比例不低于30℅（含30%，下同），低收入家庭购买自住性住房，首付款比例不低于20%；

（五）具有稳定的职业和收入，信用良好，有偿还贷款本息的能力；

（六）襄樊住房公积金管理中心依法规定的其它条件。第三章贷款额度、期限、利率

第八条住房公积金贷款额度由襄樊住房公积金管理中心按缴贷挂钩原则和借款人具体情况核定：

（一）借款人购买新房的，贷款额度不超过借款人所购住房总价款的70%（含70%，下同）；借款人购买二手房的，贷款额度不超过借款人所购住房总价的60%；

（二）最高贷款额为30万元。根据今后住房公积金归集情况和社会发展水平，经襄樊住房公积金管理委员会批准后，最高贷款额度可进行适当调整。

第九条住房公积金贷款期限一般为3-15年，最长不超过20年。

第十条住房公积金贷款利率按照中国人民银行颁布的个人住房政策性贷款利率执行。第四章贷款程序

第十一条借款人申请住房公积金贷款应如实填写《职工个人住房公积金贷款申请表》，并连同下列材料交襄樊住房公积金管理中心：

（一）本人或夫妻双方具有法律效力的身份证件(身份证和户口簿)原件及复印件，审查后留复印件；

（二）借款人所在单位出具的襄樊住房公积金管理中心认可的经济收入的书面证明；

（三）所购住房的合法房地产权属证件或购买住房的合同；

（四）购房首期付款的付款凭据；

（五）襄樊住房公积金管理中心要求提供的其他证明材料。

第十二条襄樊住房公积金管理中心应对借款人的申请进行审核，并在15日内向借款人做出答复。

第十三条借款人在收到同意借款的批准书后，应在7个工作日内与襄樊住房公积金管理中心、受委托银行签订借款合同，并依法办理担保手续。

第十四条借款人与襄樊住房公积金管理中心、受委托银行签订借款合同及担保合同后，受委托银行按合同约定发放住房公积金贷款。

第五章贷款担保

第十五条住房公积金贷款可分别采取抵押、质押和保证的担保方式，上述三种担保方式也可以并用。

质押物指金融机构存单、国库券、国债。

第十六条抵押、质押和保证担保的范围，包括住房公积金贷款本息、罚息、违约金、损害赔偿金和襄樊住房公积金管理中心实现债权的费用。

抵押权益自抵押物登记之日起生效，质押权益自质押物移交之日起生效。

第十七条抵押期内，抵押人(借款人，下同)不得擅自将抵押物在抵押担保的范围内重复抵押；质押期内，出质人(借款人)不得以任何理由对质押物挂失或追索；保证期内,保证人个人住房公积金不得支取。

第十八条抵押人未经抵押权人同意，擅自改变抵押物结构，使抵押物价值少于抵押权价值，以及抵押人人为造成抵押物价值减少的，抵押权人有权要求抵押人以其它财产为减少的价值提供担保。

第十九条抵押权、质押权与其担保的住房公积金贷款债权同时存在。债务清偿完毕，住房公积金贷款债权解除时，抵押权、质押权随之解除，襄樊住房公积金管理中心亦随之将有关保管物予以归还，抵押权由抵押双方当事人申请办理抵押权注销登记手续，贷款合同终止。

第二十条本办法规定的保证人担保为连带责任，保证人应具有代为偿还公积金贷款本息的经济能力，保证范围为贷款合同中约定的主债权及利息、违约金、损害赔偿金和实现债权的费用。

第二十一条保证人履行保证责任后，襄樊住房公积金管理中心应将设定的抵押权或质押权转让给保证人，保证人有权向借款人追索。第六章贷款保险

第二十二条以房产作抵押的，借款人自愿办理房屋保险，襄樊住房公积金管理中心为保险的第一受益人。

第二十三条抵押有效期内，已办理保险的，借款人不得以任何理由中断或撤销保险。第七章贷款偿还

第二十四条住房公积金贷款本息归还实行逐月等额本息偿还法,月还款额计算公式为：

月还款额＝贷款本金×贷款月利率×(1＋贷款月利率)还款月数(1＋贷款月利率)还款月数－1

第二十五条借款人连续3个月不按借款合同规定偿还公积金贷款本息，经书面催缴仍不还款的，襄樊住房公积金管理中心有权依照住房公积金借款合同的约定，处分抵(质)押物清偿或要求保证人承担代为清偿的责任。第八章附则

第二十六条住房公积金贷款的任何一方要求变更或提前解除借款合同，必须提前10日书面通知其他合同当事人。任何一方要求变更借款合同的，在合同当事人未达成变更协议前，原借款合同继续有效。住房公积金贷款的任何一方要求解除借款合同必须符合法律的有关规定。

第二十七条本办法由襄樊住房公积金管理中心解释，并制定具体实施细则。

第二十八条本办法自9月22日起施行。《襄樊市区住房公积金个人购房贷款管理暂行办法》（襄政发[2002]42号）同时废止。